Insurance

We handle insurance details so you can focus on recovering

Insurances we accept

At Eclipse Physical Therapy and Athletics, we gladly accept most major insurance plans as well as Medicare, Workers’ Compensation, and auto insurances. All plans are different. So, if you’ve got a question, just contact us today to start a conversation with our friendly office staff.

How we make you aware of your benefits

Patients in our Moon Township facility

When you schedule an appointment with us, we’ll collect your basic insurance information and communicate with your provider to determine your exact benefits—whether they’re in or out-of-network. Because we want to be your trusted advisor throughout your recovery process, we’ll then take the time—either before or at the beginning of your first visit—to help you understand your benefits; let you know if there will be a copay, deductible, or coinsurance; and make you aware of your non-insurance options.

Everyone’s situation is different. Maybe your insurance benefits are the way to go, or maybe our competitive self-pay rate is better. We’ll work with you to determine what’s best before starting treatment.

Patients in our Artistic Athletics program

If you’re interested in enrolling your child in our Artistic Athletics program, we’ll collect your insurance information and verify your benefits just like we do for patients in our Moon Township facility. We’ll organize the details of your benefits into an easy-to-read packet that we’ll email to you. After you review the packet, you can sign and email it back to us, or you can contact us with any questions you have.

We do offer a competitive self-pay rate option, and we’ll be sure to let you know if that’s the better route for you to go. For any students enrolled in the program who also attend one of our official partner gyms, we happily offer a discounted self-pay rate.

How we handle billing

Patients in our Moon Township facility

If you’re going through insurance, copays are due when you arrive for treatment. You’ll then be billed for any out-of-pocket expenses (e.g., deductibles, co-insurance) at the end of each month. If you’re taking advantage of our self-pay rate, you’ll simply pay for the cost of the visit when you arrive.

Patients in our Artistic Athletics program

Rather than giving cash or checks to your child to bring to their appointment, we’ll have you fill out a credit card form. Your payment information will be securely kept on file, and you’ll be charged at the end of each month for any copays, out-of-pocket expenses, or self-pay costs.

No referral? No problem!

We’re licensed to provide direct access evaluations, which means you can get quality treatment for 30 days before having to get a script for physical therapy. And, when you do, we can help with that too! Don’t hesitate to start today.

What we do if your plan isn’t accepted

If you’re out-of-network or don’t have a participating provider, don’t worry. We offer a competitive self-pay rate that allows you to still get great physical therapy and reach your health goals. In fact, we often have patients whose insurance plans are accepted but who find our self-pay rate to be the better option. No matter your situation, we’ll work hard to get you the care you deserve.

What we do if you don’t have insurance

If you don’t have insurance, we’ve got you covered too. Our affordable self-pay rate and straightforward approach to billing will make getting great physical therapy a breeze. Did you know that there are even physical therapy clinics that are non-insurance based and only offer self-pay options? Cool, right? Reach out to us today to learn more about our treatment costs.

Need more information?

While insurance is important, we understand that it can be complicated and confusing. Let us be your trusted advisor. If you have any questions or you’re looking for information that wasn’t covered above, just contact us now. Our friendly and well-equipped office staff is ready to help you in any way you need.

Great insurance, okay insurance, no insurance

No matter your situation, we’ll make sure you have access to great therapy